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Dispute? We’ve Got You Covered. Legal Insurance Made Simple
A legal dispute often comes suddenly and rarely at a convenient time. Whether it’s conflicts at work, trouble with your landlord, disputes after a car accident, or problems with online purchases — if you want to assert your rights, you can quickly face high costs and complex procedures. Lawyer fees, court costs, and lengthy processes can become a financial burden even if you are in the right.
This is exactly where legal protection insurance comes in: it protects you from the financial consequences of a legal dispute and ensures that you are legally covered at all times. With professional support, clear advice, and the assurance that you won’t be alone in serious situations.
At wefox, we compare the best offers from leading legal protection insurers in Switzerland for you — independently, free of charge, and tailored to your life situation. We provide personal advice and, if you wish, also take care of switching your existing policy. Compare, structure, switch - legal insurance policies made easy with wefox! Get started today.
Your Guide Through This Page
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What is legal protection insurance – and why do I need it?
Legal protection insurance covers the costs when you want or need to assert your rights. It kicks in exactly when other insurances no longer help — for example, in disputes at work, with your landlord, after a traffic accident, or when shopping online.
The insurance covers lawyer fees, court costs, expert reports, and mediations, so you can focus on what matters most: your rightful claim.
Services at a glance – comparing what's covered
With the right legal insurance policy, you’re protected in the most important areas of life:
Insurance part
What is covered?
Private legal protection
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Disputes with retailers, neighbors, or authorities
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Issues in consumer law or tenancy law
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Employment legal protection
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Unfair dismissal, wage disputes, or bullying
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Support with mediation procedures and court cases
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Traffic legal protection
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Accidents involving cars, bikes, or e-scooters
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Conflicts with insurers, garages, or authorities
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Tenancy legal protection
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Evictions, rent increases, or disputes over additional costs
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Legal support for landlord problems
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Internet & data protection law
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Identity theft, cyberbullying, or unauthorized data publication
Generally, intentional criminal acts, divorce proceedings, or disputes related to self-employed professional activities (unless separately insured) are not covered.
Tip: A combined insurance policy is often cheaper than two individual contracts. A wefox advisor can help you combine and compare legal insurance policies in order to maximize your coverage.
Who benefits from legal protection insurance?
For everyone who doesn’t want to risk being stuck with high costs in a legal dispute. It’s especially useful for:
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Employees
Who want to defend themselves against unjustified dismissals
Tenants
Who want to protect themselves against unfair conditions
Road users
Who want legal protection in case of an accident
Individuals and families
Who want to safeguard themselves against legal risks in everyday life
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Self-employed individuals
Who want to additionally insure their business activities (optional)
What affects the cost of legal protection insurance?
The premium for legal protection insurance depends on various factors. Here’s an overview of the key cost drivers.
Scope of coverage
The more areas of law are covered – such as personal, traffic, employment, or tenant legal protection – the higher the premium. Combo packages offer comprehensive protection but are more expensive than individual components.
Insured group
Whether you want coverage just for yourself or for your whole family makes a difference: family insurance plans cost more but cover multiple people in the same household.
Deductible
An agreed deductible reduces the premium. In return, you cover part of the costs yourself in the event of a claim.
Coverage amount
The maximum coverage per legal case (e.g., CHF 250,000 or more) affects the premium. Higher coverage limits usually mean higher contributions.
Contract duration and payment method
Longer contract terms or annual payment can lead to more favorable rates.
Tip: A careful comparison is worthwhile – not just in terms of price, but especially when it comes to the scope of benefits and the areas of law covered. This way, you’ll find the legal protection that best suits your needs.
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Why wefox? Benefits switching legal protection with us
Independent Comparison
We compare policies to find the best solution on the market for you
Personal Consultation
Online, by phone, or in person
Switching Service Included
We handle cancellation and new enrollment for you
Full transparency
No hidden fees, no detours.
We work with the leading legal protection providers in Switzerland – so that you get exactly the coverage that suits your life.
FAQs about legal protection insurance
Basically, protection is always better than no protection. That’s why taking out legal protection insurance as a precaution is definitely worth considering — especially once you’re working, renting, or participating in road traffic. Conflicts often arise faster than you think.
Depending on the provider and coverage, from around CHF 150 per year. We compare all options for you free of charge.
Yes, costs are generally covered even if you lose — except in cases of gross negligence or deliberate misconduct.
Yes! We handle the cancellation and ensure a smooth transition — with no effort on your part.