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Health for your four-legged friend – without financial worries
Our pets are family members. They give us closeness, joy, and sometimes worries. Because when your dog gets injured or your cat becomes ill, veterinary costs can quickly add up. Pet insurance protects you exactly when your furry friend needs medical care.
Especially in Switzerland, veterinary costs must be paid privately. A simple operation can easily cost several thousand francs, not to mention chronic illnesses or emergencies. With the right pet insurance, you can focus on what really matters: getting your pet healthy again — without worrying about money.
At wefox, we compare policies to help you find the right pet insurance for your animal; whether dog or cat, young or old. By comparing coverage from the best pet insurance providers in Switzerland, we can present clear options, and provide personal advice. So, your pet will always be well protected — from the very first vet visit to old age. Ready to get started?
What is pet insurance — and why do you need it?
Pet insurance covers the costs of medical treatments for your pet — depending on the coverage, this can include outpatient care, hospitalization, or surgery. It’s especially important for:
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Accidents or sudden illness
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Operations & anesthesia
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Diagnostics (e.g., X-rays, MRI)
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Medications or follow-up treatments
Additionally, some policies also cover preventive care (e.g., vaccinations, deworming) or liability insurance — for example, for dogs with higher risk.
What is insured? — Overview of benefits
Insurance part
What is covered?
Pet health insurance
(basic coverage)
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Veterinary costs for illness or accident
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Surgeries, diagnostics, medications
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Surgical cost insurance (standalone coverage)
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Covers expensive surgical procedures, including follow-up care
Preventive care
(optional)
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Vaccinations
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Parasite treatments
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Health check-ups
Liability insurance for dogs (separate)
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Covers damages your dog causes to third parties
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Mandatory in many cantons
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Alternative treatments (depending on provider)
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Osteopathy
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Acupuncture
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Physiotherapy
Tip: Taking out insurance early secures you better terms — without exclusions due to pre-existing conditions. If you want to explore the possibility of combining different types of pet insurance, speak to an advisor.
Which pets can be insured?
Dogs
From 2 months old, usually up to a maximum age of 7 years for new policies
Cats
Also insurable from 2 months old
Other animals
Depending on the provider, rabbits, horses, or exotic animals (rarely)
How much does pet insurance cost?
The cost of pet insurance in Switzerland varies depending on the type of animal, breed, age, and desired coverage. Generally speaking, the more comprehensive the coverage, the higher the monthly premium.
Cost factors
Animal species and breed
Some breeds are more susceptible to certain diseases, which is reflected in the cost.
Cost factors
Age of the animal
Younger animals are cheaper to insure than older ones.
Cost factors
Scope of coverage
Does the insurance cover only accidents or also illnesses, surgeries, and vaccinations?
Cost factors
Deductible and sum insured
A higher deductible lowers the premium; a lower deductible increases the monthly costs.
Tip: It's worth comparing different pet insurance policies – many providers offer different packages with individually selectable benefits. At wefox, we can help. Find the right pet insurance for your pet, free of charge; transparent, independent, and tailored to your needs.
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Why wefox? Switching pet insurance with us
Independent comparison
Of pet insurance policies from the best providers in Switzerland
Personal consultation
Online, by phone or on site
Switching service included
We cancel your old pet insurance for you
Full transparency
You only get what you really need
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Tailored recommendations
By animal, age, and breed,
We know how important your pet is to you — and that there’s no one-size-fits-all solution. That's why we take the time for you. And for your best friend on four paws. Compare, customize and switch to the purr-fect pet insurance policy for you with wefox.
FAQs about pet insurance
Policies are usually only available up to a certain age (often 6–7 years). The earlier, the better — especially before any health issues arise.
Depending on coverage, type of animal, age, and breed, between CHF 15 and CHF 80 per month. We help you find the best value for your money.
Only with certain providers and for an additional premium — we’ll show you where it’s worth it.
Such pre-existing conditions are generally excluded from coverage. That’s why it’s important to sign up early!
In many Swiss cantons, it’s mandatory — regardless of how well your dog is trained.